What does it do?
- Invoices in USD, EUR, GBP, COP, MXN, BRL, ARS, CAD and AUD.
- Recurring billing from the contract, as drafts or sent automatically.
- Card payments through Stripe, on your own Stripe account.
- Client balances, payment methods and payments, including the finance section of the client portal.
- Expenses, partner payouts, projections and scenarios.
- Exchange rates, so totals in different currencies add up correctly.
Who is it for?
Agencies and firms that invoice clients every month and want the invoice to come from the contract, not from a spreadsheet.
What does it replace?
| Tool and plan | Month to month | Billed yearly, per month | Source |
|---|---|---|---|
| Bonsai Basic | USD 15.00 per user | USD 9.00 per user | hellobonsai.com/pricing |
| Bonsai Essentials | USD 25.00 per user | USD 19.00 per user | hellobonsai.com/pricing |
| QuickBooks Online Simple Start | USD 38.00 per account | not published | quickbooks.intuit.com/pricing |
| FreshBooks Lite | USD 23.00 per account | USD 23.00 per account | freshbooks.com/pricing |
List prices in USD read on each vendor's own page on 2026-10-23. Promotional prices are not used. They can change; check the source.
Compare against the month to month price, which is what you pay when you start. A tool priced per account or flat can come out cheaper than Unbound OS when many people share it; in that case the honest sum is your own team’s.
How much does it cost?
USD 12 per user per month at list price.
- Per user per month
- USD 12
- list price
- 5 users with Core
- USD 95.00
- per month, monthly
- Same plan, yearly
- USD 85.50
- per month
Only the people who have Finance pay for it; everyone pays Core (USD 7). The full rules and discounts are on pricing.
What does it not do?
- It is not a bookkeeping ledger. Keep your accounting tool for books and taxes.
- Bonsai adds time tracking, timesheets and bookkeeping. QuickBooks is built for accounting.
Can AI agents work in it?
Yes. An agent connected over MCP reads and acts here with the permissions of the person or service account that connected it. Some of the tools it uses:
- create_invoice
- list_invoices
- propose_send_invoice
- propose_invoice_payment_link
- create_expense
- get_financial_overview
More on AI agents and MCP.
Frequently asked questions
Which currencies can I invoice in?
Nine: USD, EUR, GBP, COP, MXN, BRL, ARS, CAD and AUD. Contracts and deals take seven of them, without CAD and AUD.
Whose Stripe account gets the money?
Yours. Each workspace connects its own Stripe account and never falls back to Unbound’s.
Do invoices come from the proposal?
They come from the contract. When a proposal is marked accepted it becomes a draft pre-contract; once the contract is active and recurring billing is set, the invoices follow.
Sources
- 01Bonsai Basic, checked 2026-10-23
- 02Bonsai Essentials, checked 2026-10-23
- 03QuickBooks Online Simple Start, checked 2026-10-23
- 04FreshBooks Lite, checked 2026-10-23